CARDS logo
Trusted by 700+ schools & pesantren across Indonesia

One app for your entire school operation.

Online tuition, admissions, student cards, realtime attendance, and a cashless canteen — all in one connected system. Less admin work, full transparency for parents.

Layar Beranda aplikasi CARDS
Layar Tagihan digital aplikasi CARDS

Payment received

SPP Mei · Rp 1.750.000

Spending balance

Rp 250.000

Tracked by parents

Attendance this month

96%

Trusted by

  • akademipersikassubang
  • al amin
  • alamindumai
  • alashr
  • alazhary
  • alishlah
  • at tanwir
  • bosowa
  • diklat merden
  • dlas
  • ihyaulumiddin
  • ipnu
  • ippnu
  • jalaluddinarrumi
  • kiis
  • madrasahibtidaiyah
  • man1prob
  • manqmajenang
  • mastadibulummah
  • mbskalibening
  • mbswonopringgo
  • mim
  • msbs
  • mtstaawanulmuslimin
  • muhammadiyah
  • nazi
  • nurulamin
  • pesantren
  • sbbi
  • smpcahayaquran
  • tahfizinsanpratama

Ecosystem

One platform. Six roles. Connected.

CARDS is designed so foundations, schools, teachers, students, and parents speak the same data language.

  • Foundation

    Multi-unit consolidation & central finance

  • School

    Admin, finance, admissions dashboard

  • Teacher

    Attendance, grades, academic activities

  • Student

    RFID card/wristband, savings, spending

  • Parent

    Monitor attendance, tuition, balance

  • Canteen

    Cashless payment, daily reports

Before & After

Four daily school headaches, gone.

What normally stresses admins, treasurers, and teachers — now handled automatically in one app.

Before

Cash and tuition payments are often lost or late

After

Digital tuition with automatic parent notifications

Before

Manual admissions with data scattered in spreadsheets

After

Centralized online admissions, real-time

Before

Manual attendance, no real-time visibility

After

RFID cards & wristbands + realtime dashboard

Before

Cash-only canteen, uncontrolled spending

After

Cashless canteen with parental controls

Based on research across 60+ partner schools, 2024–2025.

Cashless Canteen

Cashless Canteen for Schools & Pesantren with Safe Digital Student Wallets

CARDS supports a range of student-card devices — from QR-code cards and RFID cards to RFID wristbands — so parents and schools can pick what fits best.

  • QR Code Student Card

    QR Code Student Card

  • RFID Student Card

    RFID Student Card

  • RFID Student Wristband

    RFID Student Wristband

Features

Everything a Modern School Needs

Tuition & Billing

Digital Tuition & Billing

  • Automatic tuition invoicing per student
  • Payments via QRIS, VA, and e-wallets
  • Due-date notifications to parents
  • Realtime financial reports for foundations
Learn more
Used by 700+ schools

Products

Three apps + one web dashboard.

4.2 · 940 App Store & Google Play ratings
CARDS Parents app on a mobile device

CARDS Parents

A Digital Card in Parents' Hands

Android & iOS mobile app for parents/guardians — manage your child's digital CAZH partner-institution card, plus CazhPOIN balance for bill payments

  • Top up student card balance & set spending limits
  • Realtime card transaction history
  • Block & unblock lost cards
  • CazhPOIN — pay bills & buy digital products
  • Notifications for attendance, tuition, and activity
CARDS Edu app for students & teachers

CARDS Edu

Academics & Student Affairs, One App

Android & iOS mobile app that mediates academic and student-affairs activity between students & teachers. Built for schools that allow phones on campus.

  • Class schedule & calendar
  • Daily attendance + per-subject attendance
  • Digital report cards & grades
  • Student affairs — permits, achievements, violations
  • Natively integrated with CARDS Parents
CARDS Canteen app for school canteen operators

CARDS Canteen

Cashless Canteen, Zero Hassle

Mobile app for canteen & school-store operators — tap a student card and the transaction is already booked in your digital ledger.

  • Tap RFID card / wristband to take payment
  • Daily menu & stock management
  • Auto per-shift sales reports
  • Connected to student + parent balances
  • Works across multiple outlets in one foundation
CARDS School web dashboard for education institution admins

CARDS School

Web Dashboard for Institution Management

A web-based dashboard for school & pesantren management. Every partner gets a dedicated subdomain (partnername.cazh.id) with full modules for academics, finance, admissions, and student affairs.

  • Online admissions (PPDB) & selection
  • Member data — students, teachers, staff
  • Billing, finance, bookkeeping & P&L reports
  • Batch top-up & member card limits
  • Academics (schedule, attendance, reports) + student affairs

Segments

Designed for every kind of school.

Public & General Schools

End-to-end digitalization from admissions to graduation We help organize administration, finance, and the student experience in one flow.

Best for

SDSMPSMASMK

Islamic Boarding Schools

Dorm control, student savings, cashless payments We help organize administration, finance, and the student experience in one flow.

Best for

PesantrenMadrasahTahfidz

Private Schools & Foundations

Multi-unit financial consolidation for foundations We help organize administration, finance, and the student experience in one flow.

Best for

Yayasan multi-unitSekolah swasta

Process

From signing to go-live, about 10 days.

  1. 01

    Free Consultation

    We discuss your school's specific needs

    1–2 days
  2. 02

    Setup & Training

    System config + admin and teacher training

    4–7 days
  3. 03

    Go Live

    School goes live with real data

    1 day
  4. 04

    Ongoing Support

    Continuous technical + helpdesk support

    ongoing

Testimonials

Kata mereka yang sudah memulai.

CARDS cut our tuition admin time by 70%. Parents feel reassured by realtime notifications.
Dr. Ahmad FaizPrincipal · SMA Al-Hikmah Jakarta
  • Consolidating finances across 5 schools is way cleaner. Our board only needs one dashboard now.

    Hj. Siti Nurhaliza · Foundation Chair, Yayasan Pendidikan Nusantara

  • RFID cards and digital student savings keep parents more involved in their children's day-to-day.

    KH. Abdul Rozak · Pesantren Director, Pesantren Nurul Ilmi Bogor

  • Realtime attendance + cashless canteen let us focus on academics instead of paperwork.

    Rina Setiawati, M.Pd · Vice Principal, SD Tunas Bangsa Surabaya

FAQ

Frequently Asked Questions

Short answers to the questions foundations, principals, and ops teams ask most. Can't find yours? Our team is a WhatsApp message away.

Product

  • Can CARDS integrate with systems my school already uses?

    Yes. CARDS exposes a public REST API and webhooks to integrate with existing SIS, digital report cards, or LMS platforms. Our integration team helps with setup.

  • Is it suitable for primary, secondary, and Islamic boarding schools?

    CARDS is designed as a modular platform for every level. The pesantren module includes dedicated features like dorm permits and student savings.

Pricing

  • How is it priced?

    Per student per month, with volume discounts for multi-unit foundations. No hidden setup fees. Contact sales for a quote.

  • Is there an extra cost for RFID cards?

    Card cost is per unit based on type (standard, premium, whitelabel). Includes delivery and printing according to school branding.

Implementation

  • How long does implementation take?

    Typically 7–14 business days for a standard school. Multi-unit foundations take 3–4 weeks with initial data consolidation.

  • Do we need special infrastructure?

    No on-prem server needed. CARDS runs on secure cloud. You only need stable internet and RFID readers at required touchpoints.

  • How does teacher & admin training work?

    Included: on-site training + video tutorials + 24/7 helpdesk. A practice mode lets users rehearse without touching real data.

Security

  • Is student data safe?

    Yes. CARDS encrypts data at-rest and in-transit (TLS 1.3), runs daily backups, and logs every transaction. We comply with Indonesia's Personal Data Protection Law (UU PDP).

  • Who has access to our school's data?

    Only admins authorized by the school. CARDS internal team only touches data for troubleshooting under written school request.

  • What happens if the school cancels the subscription?

    School data is exportable in standard Excel/JSON formats. After a 60-day retention window, data is permanently deleted from our systems.

Ready to start? Let's talk.

A free 30-minute conversation with our implementation team.

14+ schools are onboarding this month